Grassroots Priorities 2.0

HB2518

Filed without the Governor's Signature
Authored by Jeffrey Barry (R)
View at Source

Caption: Relating to the use of installment premium payment plans on Texas Windstorm Insurance Association policies.
Initially Referred to House Insurance Committee, chaired by a Republican
Last Referred to Senate Business & Commerce Committee, chaired by a Republican

HB 2518 prohibits the use of premium financing arrangements for insurance policies issued by the Texas Windstorm Insurance Association (TWIA). Instead, the bill requires TWIA to provide installment payment options directly to policyholders, allowing them to pay premiums over time without additional cost. The law also maintains TWIA's ability to accept credit card payments and permits TWIA to charge a processing fee for credit card transactions, but the fee must not exceed the actual cost incurred. The changes apply to policies issued or renewed on or after January 1, 2026.

Joint authors: Leo Wilson (R)
Sponsors: A. Hinojosa (R)
Co-sponsors: J. Hinojosa (D); Middleton (R)

Feb 5, 2025

(H) Barry signed onto the bill as Author
(H) Filed

Mar 17, 2025

(H) Read first time
(H) Referred to the House Insurance, chaired by a Republican

Apr 2, 2025

(H) Scheduled for public hearing on . . .
(H) Considered in public hearing
(H) Testimony taken/registration(s) recorded in committee
(H) Left pending in committee

Apr 9, 2025

(H) House Insurance met.
(H) Considered in public hearing
(H) Reported favorably w/o amendment(s)

Apr 16, 2025

(H) Leo Wilson signed onto the bill as Joint Author

Apr 17, 2025

(H) Comte report filed with Committee Coordinator
(H) Committee report distributed

Apr 22, 2025

(H) Committee report sent to Calendars

Apr 28, 2025

(H) Considered in Calendars

May 1, 2025

(H) Placed on General State Calendar
(H) Read 2nd time
(H) Passed to engrossment
(H) Record vote

RV#1209: Yea 131 (R 72, D 59) - Nay 11 (R 11, D 0)
View Source
Yea - Alders; Allen; Anchia; Ashby; Barry; Bell, C.; Bell, K.; Bernal; Bhojani; Bonnen; Bowers; Bryant; Buckley; Bucy; Button; Campos; Canales; Capriglione; Cole; Collier; Cook; Cortez; Craddick; Cunningham; Curry; Darby; Davis, A.; Davis, Y.; Dean; DeAyala; Dorazio; Dutton; Dyson; Fairly; Flores; Frank; Gamez; Garcia Hernandez; Garcia, J.; Garcia, L.; Gates; Gerdes; Geren; Gervin-Hawkins; Gonzalez, J.; Gonzalez, M.; Goodwin; Guerra; Guillen; Harless; Harris; Harris Davila; Hayes; Hefner; Hernandez; Hickland; Hinojosa; Hopper; Howard; Hull; Hunter; Isaac; Jones, J.; Jones, V.; Kerwin; King; Kitzman; LaHood; Lalani; Lambert; Leach; Leo Wilson; Longoria; Lopez, J.; Lopez, R.; Louderback; Lozano; Lujan; Manuel; Martinez; Martinez Fischer; McLaughlin; McQueeney; Metcalf; Meyer; Meza; Money; Moody; Morales, C.; Morales, E.; Morales Shaw; Morgan; Munoz; Noble; Oliverson; Ordaz; Patterson; Paul; Perez, M.; Perez, V.; Phelan; Pierson; Plesa; Raymond; Reynolds; Richardson; Rodriguez Ramos; Romero; Rose; Rosenthal; Schatzline; Schofield; Shaheen; Shofner; Simmons; Slawson; Spiller; Tepper; Thompson; Troxclair; Turner; VanDeaver; Vasut; Villalobos; Virdell; Vo; Ward Johnson; Wharton; Wilson; Wu; Zwiener
Nay - Bumgarner; Harrison; Little; Lowe; Luther; Olcott; Schoolcraft; Smithee; Swanson; Tinderholt; Toth
Absent - Cain; Johnson
Present, Not Voting - Burrows; Landgraf
You can view which lawmakers have received money from a specific PAC
by selecting the PAC from the list below:

May 2, 2025

(H) Read 3rd time
(H) Passed
(H) Record vote

RV#1313: Yea 120 (R 65, D 55) - Nay 15 (R 15, D 0)
View Source
Yea - Alders; Allen; Anchia; Ashby; Barry; Bell, C.; Bell, K.; Bernal; Bhojani; Bonnen; Bowers; Bryant; Buckley; Bucy; Bumgarner; Button; Capriglione; Cole; Cortez; Craddick; Cunningham; Curry; Darby; Davis, A.; Davis, Y.; Dean; DeAyala; Dorazio; Dutton; Dyson; Fairly; Flores; Frank; Gamez; Garcia Hernandez; Garcia, J.; Garcia, L.; Gates; Gerdes; Geren; Gervin-Hawkins; Gonzalez, J.; Gonzalez, M.; Goodwin; Guerra; Guillen; Harless; Harris; Harris Davila; Hayes; Hefner; Hernandez; Hickland; Hinojosa; Hopper; Howard; Hull; Hunter; Isaac; Johnson; Jones, J.; Jones, V.; Kerwin; King; Kitzman; Lalani; Lambert; Landgraf; Leach; Leo Wilson; Longoria; Lopez, J.; Louderback; Lozano; Lujan; Manuel; Martinez; McQueeney; Metcalf; Meyer; Meza; Moody; Morales, E.; Morales Shaw; Morgan; Noble; Oliverson; Ordaz; Patterson; Paul; Perez, M.; Perez, V.; Phelan; Plesa; Raymond; Reynolds; Rodriguez Ramos; Romero; Rose; Rosenthal; Schofield; Shofner; Simmons; Spiller; Swanson; Talarico; Tepper; Thompson; Troxclair; Turner; VanDeaver; Vasut; Villalobos; Vo; Walle; Ward Johnson; Wharton; Wilson; Wu; Zwiener
Nay - Cain; Cook; Harrison; Little; Lowe; Luther; Money; Olcott; Pierson; Richardson; Schoolcraft; Slawson; Tinderholt; Toth; Virdell
Absent - Lopez, R.; Smithee
Present, Not Voting - Burrows
You can view which lawmakers have received money from a specific PAC
by selecting the PAC from the list below:

(H) Reported engrossed

May 5, 2025

(S) Received from the House
(S) Read first time
(S) Referred to the Senate Business & Commerce, chaired by a Republican

May 15, 2025

(S) Scheduled for public hearing on . . .
(S) Considered in public hearing
(S) Left pending in committee

May 20, 2025

(S) Considered in public hearing
(S) Vote taken in committee
(S) Reported favorably w/o amendments
(S) Recommended for local & uncontested calendar

May 21, 2025

(S) Co-sponsor authorized

May 22, 2025

(S) Co-sponsor authorized
(S) Placed on intent calendar

May 25, 2025

(S) Placed on local & uncontested calendar
(S) Laid before the Senate
(S) Read 2nd time & passed to 3rd reading
(S) Vote recorded in Journal
(S) Three day rule suspended
(S) Record vote
(S) Read 3rd time
(S) Passed
(S) Record vote
(H) Senate passage reported

May 26, 2025

(H) Reported enrolled

May 27, 2025

(H) Signed in the House
(S) Signed in the Senate

May 28, 2025

(E) Sent to the Governor

(H) J. Hinojosa signed onto the bill as Cosponsor
(H) Middleton signed onto the bill as Cosponsor
(H) A. Hinojosa signed onto the bill as Sponsor

Lobbying Against/For/On This Bill

For

(Wed 4/2/2025) Testifying before H Insurance as Sharon OConnor for Coastal Windstorm Insurance Coalition
(Wed 4/2/2025) Registering before H Insurance as Albert Betts for Insurance Council of Texas (ICT)
(Thu 5/15/2025) Registering before S Business & Commerce as Albert Betts for Insurance Council of Texas (ICT)
(Wed 4/2/2025) Registering before H Insurance as Beaman Floyd for Texas Coalition for Affordable Insurance Solutions
(Thu 5/15/2025) Registering before S Business & Commerce as Beaman Floyd for Texas Coalition for Affordable Insurance Solutions
(Wed 4/2/2025) Registering before H Insurance as Julia Parenteau for Texas Realtors
(Thu 5/15/2025) Registering before S Business & Commerce as Ken Flippin for US Green Building Council
(Wed 4/2/2025) Registering before H Insurance as Sally Bakko for City of Galveston
(Thu 5/15/2025) Registering before S Business & Commerce as Seth Juergens for Texas Realtors
(Thu 5/15/2025) Registering before S Business & Commerce as Steven Deline for self

(Wed 4/2/2025) Registering before H Insurance as David Durden for Texas windstorm insurance association
(Thu 5/15/2025) Registering before S Business & Commerce as David Durden for Texas Windstorm Insurance Association
(Thu 5/15/2025) Registering before S Business & Commerce as John Brown for self (with American Adjuster Association)