Grassroots Priorities 2.0

SB1644

Signed by Governor
Authored by Charles Schwertner (R)
View at Source

Caption: Relating to the use of a consumer's credit score in the underwriting or rating of certain personal lines property and casualty insurance policies.
Initially Referred to Senate Business & Commerce Committee, chaired by a Republican
Last Referred to House Insurance Committee, chaired by a Republican

SB 1644 mandates that insurance companies using credit scores to determine rates for personal property and casualty policies must review and update an insured's credit report at least once every 36 months. Policyholders can also request a reassessment of their insurance rating once per year based on an updated credit score. Insurers must provide written notice of any changes to premiums based on credit score updates.

Sponsors: Smithee (R)

Feb 25, 2025

(S) Received by the Secretary of the Senate
(S) Filed

Mar 11, 2025

(S) Read first time
(S) Referred to the Senate Business & Commerce, chaired by a Republican

Mar 27, 2025

(S) Scheduled for public hearing on . . .
(S) Considered in public hearing
(S) Testimony taken in committee
(S) Left pending in committee

Apr 1, 2025

(S) Considered in public hearing
(S) Vote taken in committee

Apr 2, 2025

(S) Reported favorably as substituted
(S) Recommended for local & uncontested calendar
(S) Committee report printed and distributed

Apr 8, 2025

(S) Placed on intent calendar

Apr 9, 2025

(S) Not again placed on intent calendar

Apr 10, 2025

(S) Placed on local & uncontested calendar
(S) Laid before the Senate
(S) Read 2nd time & passed to engrossment
(S) Vote recorded in Journal
(S) Three day rule suspended
(S) Record vote
(S) Read 3rd time
(S) Passed
(S) Record vote
(S) Reported engrossed

Apr 14, 2025

(H) Received from the Senate

Apr 17, 2025

(H) Read first time
(H) Referred to the House Insurance, chaired by a Republican

Apr 24, 2025

(H) Considered in formal meeting
(H) Reported favorably w/o amendment(s)

Apr 29, 2025

(H) Comte report filed with Committee Coordinator
(H) Committee report distributed

Apr 30, 2025

(H) Committee report sent to Calendars

May 22, 2025

(H) Considered in Calendars

May 23, 2025

(H) Considered in Calendars

May 25, 2025

(H) Placed on General State Calendar

May 27, 2025

(H) Read 2nd time
(H) Passed to 3rd reading
(H) Record vote

RV#3792: Yea 129 (R 84, D 45) - Nay 4 (R 0, D 4)
View Source
Yea - Alders; Allen; Barry; Bell, C.; Bell, K.; Bonnen; Bowers; Bryant; Buckley; Bumgarner; Button; Cain; Campos; Capriglione; Cole; Cook; Craddick; Cunningham; Curry; Darby; Davis, Y.; Dean; DeAyala; Dorazio; Dutton; Dyson; Fairly; Flores; Frank; Gamez; Garcia Hernandez; Garcia, J.; Garcia, L.; Gates; Gerdes; Geren; Gervin-Hawkins; Gonzalez, M.; Goodwin; Guerra; Guillen; Harless; Harris; Harris Davila; Harrison; Hayes; Hefner; Hernandez; Hickland; Hinojosa; Holt; Hopper; Howard; Hull; Hunter; Isaac; Johnson; Jones, J.; Jones, V.; Kerwin; King; Kitzman; LaHood; Lalani; Lambert; Landgraf; Leach; Leo Wilson; Little; Longoria; Lopez, J.; Lopez, R.; Louderback; Lowe; Lozano; Lujan; Luther; Martinez; Martinez Fischer; McLaughlin; McQueeney; Metcalf; Meyer; Moody; Morales, E.; Morales Shaw; Morgan; Munoz; Noble; Olcott; Oliverson; Ordaz; Orr; Patterson; Paul; Perez, V.; Phelan; Pierson; Plesa; Raymond; Reynolds; Richardson; Rodriguez Ramos; Romero; Rosenthal; Schatzline; Schofield; Schoolcraft; Shaheen; Shofner; Simmons; Slawson; Smithee; Spiller; Swanson; Tepper; Thompson; Toth; Troxclair; Turner; VanDeaver; Vasut; Villalobos; Virdell; Walle; Wharton; Wilson; Wu; Zwiener
Nay - Cortez; Meza; Morales, C.; Talarico
Absent - Ashby; Bernal; Bhojani; Bucy; Collier; Davis, A.; Gonzalez, J.; Manuel; Money; Perez, M.; Rose; Tinderholt; Ward Johnson
Present, Not Voting - Burrows
Please note: the following statements by legislators do not affect the vote count that was recorded.
Diego Bernal: "When Record No. 3792 was taken, I was in the house but away from my desk. I would have voted yes." (view other statements of vote for this Rep)
James Talarico: "When Record No. 3792 was taken, I was shown voting no. I intended to vote yes." (view other statements of vote for this Rep)
Nicole Collier: "When Record No. 3792 was taken, my vote failed to register. I would have voted yes." (view other statements of vote for this Rep)
Phil Cortez: "When Record No. 3792 was taken, I was shown voting no. I intended to vote yes." (view other statements of vote for this Rep)
Salman Bhojani: "When Record No. 3792 was taken, I was in the house but away from my desk. I would have voted yes." (view other statements of vote for this Rep)
Terry Meza: "When Record No. 3792 was taken, I was shown voting no. I intended to vote yes." (view other statements of vote for this Rep)
Toni Rose: "When Record No. 3792 was taken, I was in the house but away from my desk. I would have voted yes." (view other statements of vote for this Rep)
Trent Ashby: "When Record No. 3792 was taken, I was in the house but away from my desk. I would have voted yes." (view other statements of vote for this Rep)
You can view which lawmakers have received money from a specific PAC
by selecting the PAC from the list below:

May 28, 2025

(H) Read 3rd time
(H) Passed
(H) Record vote

RV#3895: Yea 131 (R 74, D 57) - Nay 10 (R 10, D 0)
View Source
Yea - Alders; Allen; Ashby; Barry; Bell, C.; Bell, K.; Bernal; Bhojani; Bonnen; Bowers; Bryant; Buckley; Bucy; Bumgarner; Button; Campos; Canales; Capriglione; Cole; Collier; Cook; Cortez; Craddick; Cunningham; Curry; Darby; Davis, A.; Davis, Y.; Dean; DeAyala; Dorazio; Dutton; Dyson; Fairly; Flores; Frank; Gamez; Garcia Hernandez; Garcia, J.; Garcia, L.; Gates; Gerdes; Geren; Gervin-Hawkins; Gonzalez, J.; Gonzalez, M.; Goodwin; Guillen; Harless; Harris Davila; Harrison; Hayes; Hefner; Hernandez; Hickland; Holt; Hopper; Howard; Hunter; Isaac; Johnson; Jones, J.; Jones, V.; King; Kitzman; LaHood; Lalani; Lambert; Leach; Leo Wilson; Lopez, J.; Lopez, R.; Louderback; Lozano; Lujan; Manuel; Martinez; Martinez Fischer; McLaughlin; McQueeney; Metcalf; Meyer; Meza; Money; Moody; Morales, C.; Morales, E.; Morales Shaw; Morgan; Munoz; Noble; Oliverson; Ordaz; Orr; Patterson; Paul; Perez, M.; Perez, V.; Phelan; Pierson; Plesa; Raymond; Reynolds; Richardson; Rodriguez Ramos; Romero; Rose; Rosenthal; Schoolcraft; Shaheen; Shofner; Simmons; Slawson; Smithee; Spiller; Swanson; Tepper; Thompson; Tinderholt; Toth; Turner; VanDeaver; Villalobos; Virdell; Vo; Walle; Ward Johnson; Wharton; Wilson; Wu; Zwiener
Nay - Cain; Hull; Little; Lowe; Luther; Olcott; Schatzline; Schofield; Troxclair; Vasut
Present, Not Voting - Burrows; Landgraf
You can view which lawmakers have received money from a specific PAC
by selecting the PAC from the list below:

(S) House passage reported

May 29, 2025

(S) Reported enrolled

May 31, 2025

(S) Signed in the Senate

Jun 1, 2025

(H) Signed in the House
(E) Sent to the Governor

(S) Smithee signed onto the bill as Sponsor

Lobbying Against/For/On This Bill

Against

(Thu 3/27/2025) Registering before S Business & Commerce as Selina Moran for self

For

(Thu 3/27/2025) Testifying before S Business & Commerce as Ware Wendell for Texas Watch
(Thu 3/27/2025) Registering before S Business & Commerce as Jarrett Hill for Texas Farm Bureau
(Thu 3/27/2025) Registering before S Business & Commerce as Larry Linenschmidt for self
(Thu 3/27/2025) Registering before S Business & Commerce as Sandra Haverlah for Texas Consumer Association

(Thu 3/27/2025) Testifying before S Business & Commerce as David Bolduc for Office of Public Insurance Counsel
(Thu 3/27/2025) Testifying before S Business & Commerce as Jon Schnautz for Insurance Council of Texas (ICT)
(Thu 3/27/2025) Registering before S Business & Commerce as Cassie Brown for Texas Department of Insurance
(Thu 3/27/2025) Registering before S Business & Commerce as Nicole Elliot for Texas Department of Insurance
(Thu 3/27/2025) Registering before S Business & Commerce as Scot Kibbe for American Property Casualty Insurance Association (APCIA)