HB3960

Assigned to Committee
Authored by Dennis Paul (R)
View at Source

Caption: Relating to the effect of certain misrepresentations on certain insurance policies.
Initially Referred to House Insurance Committee, chaired by a Republican
Last Referred to Senate Business & Commerce Committee, chaired by a Republican
HB 3960 strengthens insurance fraud regulations by modifying rules on misrepresentations in insurance applications. It clarifies that fraudulent statements can result in policy rescission, and life insurance policies can be canceled within two years if the applicant misrepresented material facts. The bill aligns Texas law with common law principles regarding insurance misrepresentations.

Sponsors: Zaffirini (D)

Mar 6, 2025


(H) Paul signed onto the bill as Author
(H) Filed
 

Mar 27, 2025


(H) Read first time
(H) Referred to the House Insurance, chaired by a Republican
 

Apr 9, 2025


(H) Scheduled for public hearing on . . .
(H) Considered in public hearing
(H) Testimony taken/registration(s) recorded in committee
(H) Left pending in committee
 

Apr 16, 2025


(H) Considered in formal meeting
(H) Reported favorably w/o amendment(s)
 

Apr 23, 2025


(H) Comte report filed with Committee Coordinator
(H) Committee report distributed
 

Apr 25, 2025


(H) Committee report sent to Calendars
 

Apr 28, 2025


(H) Considered in Calendars
 

May 1, 2025


(H) Placed on General State Calendar
(H) Read 2nd time
(H) A Republican amendment (No. 1) from Paul amended the bill.
(H) Passed to engrossment as amended
(H) Record vote

RV#1204: Yea 117 (R 82, D 35) - Nay 26 (R 1, D 25)
View Source

Yea - Alders; Allen; Ashby; Barry; Bell, K.; Bernal; Bhojani; Bonnen; Buckley; Bumgarner; Button; Cain; Campos; Capriglione; Collier; Cook; Cortez; Craddick; Cunningham; Curry; Darby; Davis, A.; Davis, Y.; Dean; DeAyala; Dorazio; Dutton; Dyson; Fairly; Frank; Gamez; Garcia, J.; Gates; Gerdes; Geren; Gervin-Hawkins; Guerra; Guillen; Harless; Harris; Harris Davila; Harrison; Hayes; Hefner; Hickland; Hopper; Hull; Hunter; Isaac; Johnson; Jones, J.; Jones, V.; Kerwin; King; Kitzman; LaHood; Lalani; Lambert; Leach; Leo Wilson; Little; Longoria; Lopez, J.; Lopez, R.; Louderback; Lowe; Lozano; Lujan; Luther; Manuel; Martinez; McLaughlin; McQueeney; Metcalf; Meyer; Money; Moody; Morales, E.; Morales Shaw; Morgan; Noble; Olcott; Oliverson; Ordaz; Patterson; Paul; Perez, M.; Perez, V.; Phelan; Plesa; Raymond; Richardson; Romero; Rose; Schatzline; Schofield; Schoolcraft; Shaheen; Shofner; Simmons; Slawson; Smithee; Spiller; Swanson; Tepper; Thompson; Tinderholt; Toth; Troxclair; VanDeaver; Vasut; Villalobos; Virdell; Ward Johnson; Wharton; Wilson; Zwiener

Nay - Anchia; Bowers; Bryant; Bucy; Canales; Cole; Flores; Garcia Hernandez; Garcia, L.; Gonzalez, J.; Gonzalez, M.; Goodwin; Hernandez; Hinojosa; Howard; Martinez Fischer; Meza; Morales, C.; Munoz; Pierson; Reynolds; Rodriguez Ramos; Rosenthal; Turner; Vo; Wu

Present, Not Voting - Burrows; Landgraf

Please note: the following statements by legislators do not affect the vote count that was recorded.

Katrina Pierson: "When Record No. 1204 was taken, I was shown voting no. I intended to vote yes." (view other statements of vote for this Rep)

Venton Jones: "When Record No. 1204 was taken, I was shown voting yes. I intended to vote no." (view other statements of vote for this Rep)

You can view which lawmakers have received money from a specific PAC
by selecting the PAC from the list below:


 

May 2, 2025


(H) Read 3rd time
(H) Passed
(H) Record vote

RV#1309: Yea 122 (R 79, D 43) - Nay 9 (R 0, D 9)
View Source

Yea - Alders; Allen; Anchia; Ashby; Barry; Bell, C.; Bell, K.; Bernal; Bhojani; Bonnen; Bowers; Bryant; Buckley; Bumgarner; Button; Cain; Capriglione; Cole; Cook; Cortez; Craddick; Cunningham; Curry; Darby; Davis, A.; Davis, Y.; Dean; DeAyala; Dorazio; Dyson; Fairly; Frank; Gamez; Garcia, L.; Gates; Gerdes; Geren; Gervin-Hawkins; Guerra; Guillen; Harless; Harris; Harris Davila; Harrison; Hayes; Hefner; Hernandez; Hickland; Hopper; Howard; Hull; Hunter; Isaac; Johnson; Jones, J.; Jones, V.; Kerwin; Kitzman; Lalani; Lambert; Landgraf; Leach; Leo Wilson; Little; Longoria; Lopez, J.; Louderback; Lowe; Lozano; Lujan; Luther; Manuel; Martinez; McQueeney; Metcalf; Meyer; Money; Moody; Morales, E.; Morales Shaw; Morgan; Noble; Olcott; Oliverson; Ordaz; Patterson; Paul; Perez, M.; Perez, V.; Phelan; Pierson; Plesa; Raymond; Reynolds; Richardson; Romero; Rose; Rosenthal; Schofield; Schoolcraft; Shofner; Slawson; Smithee; Spiller; Swanson; Talarico; Tepper; Thompson; Tinderholt; Toth; Troxclair; Turner; VanDeaver; Vasut; Villalobos; Virdell; Vo; Walle; Ward Johnson; Wilson; Wu; Zwiener

Nay - Bucy; Flores; Garcia Hernandez; Gonzalez, J.; Gonzalez, M.; Goodwin; Hinojosa; Meza; Rodriguez Ramos

Absent - Dutton; Garcia, J.; King; Lopez, R.; Simmons; Wharton

Present, Not Voting - Burrows

Please note: the following statements by legislators do not affect the vote count that was recorded.

Jon Rosenthal: "When Record No. 1309 was taken, I was shown voting yes. I intended to vote no." (view other statements of vote for this Rep)

Josey Garcia: "When Record No. 1309 was taken, I was in the house but away from my desk. I would have voted yes." (view other statements of vote for this Rep)

Penny Morales Shaw: "When Record No. 1309 was taken, I was shown voting yes. I intended to vote no." (view other statements of vote for this Rep)

Rhetta Bowers: "When Record No. 1309 was taken, I was shown voting yes. I intended to vote no." (view other statements of vote for this Rep)

Toni Rose: "When Record No. 1309 was taken, I was shown voting yes. I intended to vote no." (view other statements of vote for this Rep)

Trey Wharton: "When Record No. 1309 was taken, my vote failed to register. I would have voted yes." (view other statements of vote for this Rep)

Venton Jones: "When Record No. 1309 was taken, I was shown voting yes. I intended to vote no." (view other statements of vote for this Rep)

You can view which lawmakers have received money from a specific PAC
by selecting the PAC from the list below:


(H) Reported engrossed
 

May 5, 2025


(S) Received from the House
(S) Read first time
(S) Referred to the Senate Business & Commerce, chaired by a Republican
 


(H) Zaffirini signed onto the bill as Sponsor

Lobbying Against/For/On This Bill

Against

(Thu 5/15/2025) Testifying before S Business & Commerce as John Brown for self (with American Adjuster Association)
(Wed 4/9/2025) Registering before H Insurance as Steven Deline for self
(Thu 5/15/2025) Registering before S Business & Commerce as Steven Deline for self
 

For

(Thu 5/15/2025) Testifying before S Business & Commerce as Brent Thompson for self
(Thu 5/15/2025) Testifying before S Business & Commerce as Jay Thompson for Talhi
(Wed 4/9/2025) Testifying before H Insurance as Jay Thompson for self
(Wed 4/9/2025) Testifying before H Insurance as Jennifer Cawley for Texas Association of Life and Health Insurers
(Wed 4/9/2025) Testifying before H Insurance as Kyle McGregor for self (with National Farm Life Insurance Co.)
(Wed 4/9/2025) Registering before H Insurance as Elizabeth Hadley for Aflac
(Thu 5/15/2025) Registering before S Business & Commerce as Elizabeth Hadley for Aflac
(Thu 5/15/2025) Registering before S Business & Commerce as Jennifer Cawley for Texas Association of Life and Health Insurers
(Wed 4/9/2025) Registering before H Insurance as Kevin Reddington for Texans for Lawsuit Reform (TLR)
(Thu 5/15/2025) Registering before S Business & Commerce as Lee Parsley for Texans for Lawsuit Reform (TLR)
(Thu 5/15/2025) Registering before S Business & Commerce as Logan Spence for TALHI
(Wed 4/9/2025) Registering before H Insurance as Margo Cardwell for USAA
(Wed 4/9/2025) Registering before H Insurance as Michelle Wittenburg for National Association of Insurance and Financial Advisors
(Thu 5/15/2025) Registering before S Business & Commerce as Michelle Wittenburg for National Association of Insurance and Financial Advisors
(Wed 4/9/2025) Registering before H Insurance as Mike Meroney for Corebridge Financial
(Thu 5/15/2025) Registering before S Business & Commerce as Mike Meroney for Corebridge Financial
(Wed 4/9/2025) Registering before H Insurance as Regan Ellmer for Independent Insurance Agents of Texas
(Thu 5/15/2025) Registering before S Business & Commerce as Regan Ellmer for Independent Insurance Agents of Texas
(Wed 4/9/2025) Registering before H Insurance as Shannon Meroney for National Life Group
(Thu 5/15/2025) Registering before S Business & Commerce as Shannon Meroney for National Life Group
 

On

(Wed 4/9/2025) Registering before H Insurance as Rachel Bowden for Texas Department of Insurance
(Thu 5/15/2025) Registering before S Business & Commerce as Rachel Bowden for Texas Department of Insurance



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