Assigned to Committee Authored by Dennis Paul (R) View at Source
Caption: Relating to the effect of certain misrepresentations on certain insurance policies. Initially Referred to House Insurance Committee, chaired by a Republican Last Referred to Senate Business & Commerce Committee, chaired by a Republican
HB 3960 strengthens insurance fraud regulations by modifying rules on misrepresentations in insurance applications. It clarifies that fraudulent statements can result in policy rescission, and life insurance policies can be canceled within two years if the applicant misrepresented material facts. The bill aligns Texas law with common law principles regarding insurance misrepresentations.
Sponsors: Zaffirini (D)
Mar 6, 2025
(H) Paul signed onto the bill as Author (H) Filed
Mar 27, 2025
(H) Read first time (H) Referred to the House Insurance, chaired by a Republican
Apr 9, 2025
(H) Scheduled for public hearing on . . . (H) Considered in public hearing (H) Testimony taken/registration(s) recorded in committee (H) Left pending in committee
Apr 16, 2025
(H) Considered in formal meeting (H) Reported favorably w/o amendment(s)
Apr 23, 2025
(H) Comte report filed with Committee Coordinator (H) Committee report distributed
Apr 25, 2025
(H) Committee report sent to Calendars
Apr 28, 2025
(H) Considered in Calendars
May 1, 2025
(H) Placed on General State Calendar (H) Read 2nd time (H) A Republican amendment (No. 1) from Paul amended the bill. (H) Passed to engrossment as amended (H) Record vote
RV#1204: Yea 117 (R 82, D 35) - Nay 26 (R 1, D 25) View Source
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(H) Reported engrossed
May 5, 2025
(S) Received from the House (S) Read first time (S) Referred to the Senate Business & Commerce, chaired by a Republican
(H) Zaffirini signed onto the bill as Sponsor
Lobbying Against/For/On This Bill
Against
(Thu 5/15/2025) Testifying before S Business & Commerce as John Brown for self (with American Adjuster Association) (Wed 4/9/2025) Registering before H Insurance as Steven Deline for self (Thu 5/15/2025) Registering before S Business & Commerce as Steven Deline for self
For
(Thu 5/15/2025) Testifying before S Business & Commerce as Brent Thompson for self (Thu 5/15/2025) Testifying before S Business & Commerce as Jay Thompson for Talhi (Wed 4/9/2025) Testifying before H Insurance as Jay Thompson for self (Wed 4/9/2025) Testifying before H Insurance as Jennifer Cawley for Texas Association of Life and Health Insurers (Wed 4/9/2025) Testifying before H Insurance as Kyle McGregor for self (with National Farm Life Insurance Co.) (Wed 4/9/2025) Registering before H Insurance as Elizabeth Hadley for Aflac (Thu 5/15/2025) Registering before S Business & Commerce as Elizabeth Hadley for Aflac (Thu 5/15/2025) Registering before S Business & Commerce as Jennifer Cawley for Texas Association of Life and Health Insurers (Wed 4/9/2025) Registering before H Insurance as Kevin Reddington for Texans for Lawsuit Reform (TLR) (Thu 5/15/2025) Registering before S Business & Commerce as Lee Parsley for Texans for Lawsuit Reform (TLR) (Thu 5/15/2025) Registering before S Business & Commerce as Logan Spence for TALHI (Wed 4/9/2025) Registering before H Insurance as Margo Cardwell for USAA (Wed 4/9/2025) Registering before H Insurance as Michelle Wittenburg for National Association of Insurance and Financial Advisors (Thu 5/15/2025) Registering before S Business & Commerce as Michelle Wittenburg for National Association of Insurance and Financial Advisors (Wed 4/9/2025) Registering before H Insurance as Mike Meroney for Corebridge Financial (Thu 5/15/2025) Registering before S Business & Commerce as Mike Meroney for Corebridge Financial (Wed 4/9/2025) Registering before H Insurance as Regan Ellmer for Independent Insurance Agents of Texas (Thu 5/15/2025) Registering before S Business & Commerce as Regan Ellmer for Independent Insurance Agents of Texas (Wed 4/9/2025) Registering before H Insurance as Shannon Meroney for National Life Group (Thu 5/15/2025) Registering before S Business & Commerce as Shannon Meroney for National Life Group